10 car insurance myths

Our guide reveals the facts behind 10 common misconceptions about car insurance Car insurance can be confusing, and it’s made even more so by the myths circulating. You need to know the facts from the fiction or you could find yourself overpaying, or worse — without the cover you need to drive legally. Read on to find out the truth...

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Insurance premium tax

The 2016 Autumn Statement announced a further rise in insurance premium tax (IPT), but what is it and how does it affect insurance costs? In the latest Autumn Statement on 23 November 2016, Chancellor Philip Hammond announced insurance premium tax (IPT) will increase from the current rate of 10% to 12% in June 2017. What is insurance...

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How do I cancel my car insurance policy?

Buying car insurance is not just a huge expense, but a big commitment, lasting 12 months (or longer if you auto renew). But things can change: maybe you found a cheaper deal elsewhere, want to sell your car, or simply don’t want to be tied down to your car insurance policy any longer. In this guide we explain everything you need to know,...

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How technology can cut the cost of car insurance

Car insurance premiums are based on several risk factors, but new technology can help to reduce the risk of a crash or claim. Our guide explores the gadgets that can help to cut the cost of your car insurance. Driverless and autonomous features Driverless cars, previously only seen in science fiction, are slowly becoming a reality as...

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Car insurance excess explained

Find out why insurers charge an excess on policies and how choosing the right excess can cut the cost of your premium When applying for car insurance or comparing quotes, you’ll notice an ‘excess’ cost alongside the premium price (the monthly or annual cost of your insurance). Read on to learn more about the different types...

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Low mileage car insurance

There are many reasons you might cover less mileage in your car than the average driver, whether your car is a second vehicle or if you’re retired and just use your car as a runaround. You might also search for a low mileage policy if you own a classic car that only comes out for shows or sunny weather, or if you’re a student who only...

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No deposit car insurance: is there such a thing?

If you’re struggling to cover the cost of your car insurance, you might hope to find a ‘no deposit car insurance deal’ — but why are they so hard to come by? Car insurance premiums can often be expensive, and if you’re expected to pay a large deposit up front, it can sometimes put a massive strain on your finances, limiting you from...

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What does my car insurance policy cover? Can I drive someone else’s car?

Are you insured to drive another car on your own insurance policy? What does comprehensive or third party insurance cover? Read our guide to find out whether you’re covered when you borrow another person’s car Are you insured to drive a car that’s not your own? Even if you have your own comprehensive car insurance policy, you...

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Modified car insurance

Car modifications are not exclusive to boy racers or petrolheads — as well as turbocharged engines and spoilers, insurers take more modest vehicle modifications into consideration when arranging your cover — anything from alloy wheels to safety features such as parking sensors. Different types of modification will affect the cost of your...

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