The problem with insuring teenagers is the lack of evidence as to them being responsible drivers. Surely, statistics show that young motorists cause a lot more accidents than older ones. However, there is a way of showing that you take things a lot serious than an average youngster. That is by being a better than average student. Usually drivers between the age of 16 to 25 years of age are considered for good-student discounts....
Monday, September 17, 2012
What Can Be Done If Car Insurance Premiums Are Stretching The Budget?
When it is already hard to stay within the budget it can be disheartening to receive high vehicle insurance quotes. In these situations, people can react hastily and start chopping and changing their coverage. Some can totally drop coverage as well. Before taking such drastic actions, there are a few things you can do to lower the rates. If you are only buying the minimum liabilities policy, you will be limited...
Low Cost Auto Insurance Is Available In California And A Few Other States
California is one of those states with the higher than average unemployment rates. With this in view, families are checking through their monthly expenses a bit more carefully. One of these expenses which is being tried to cut back on is car insurance premium payments. As expenses get more difficult to pay there is a chance that people may choose to go without the required level of minimum liabilities policy. At one...
Sunday, September 16, 2012
Auto Insurance For 4x4s, Trucks And Other Large Vehicles
Quite a few people in America love 4x4s and trucks even though they may not really have the need for such vehicles. Some of those vehicles never leave the cities or carry a worthwhile load. Motorists keep them because they like them. In some cases they may be preferred as a status symbol. For example, a soccer mom has no need for a 4×4 but in some neighborhoods they all have them. Unfortunately, an insurance company...
Understanding And Avoiding The Dangers On American Roads
There are a few misconceptions around why accidents happen. People might think that you have a higher chance of having an accident on the roads you do not know much. However, people seem to have more troubles near home than far away and unknown places. This could be for two reasons. First of all, most driving takes place around home and work. Secondly, people get comfortable and confident in the roads they know. According...
Friday, September 14, 2012
Car insurance premiums fall in September
Car insurance premiums fall in September
Richard Kilner | September 14, 2012 | 0 Comments
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Tuesday, September 11, 2012
LV=’s Britannia Rescue named top provider
LV=’s Britannia Rescue named top provider
Gill Montia | August 31, 2012 | 0 Comments
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Ageas ups anti fraud measures
Ageas ups anti fraud measures
Gill Montia | September 3, 2012 | 0 Comments
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One millionth uninsured car is seized
One millionth uninsured car is seized
Richard Kilner | August 22, 2012 | 0 Comments
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Aviva pilots pay-how-you-drive insurance
Aviva pilots pay-how-you-drive insurance
Gill Montia | August 14, 2012 | 0 Comments
Aviva is proposing to use smartphone technology to create individual driver profiles that will be used to calculate tailored “pay-how-you-driveâ€...
Motorists beware 1st September
Motorists beware 1st September
Gill Montia | August 29, 2012 | 0 Comments
AXA is warning that the 1st September has been the worst day of the summer season for motor accidents for three years in a row. Last year saw the...
Saturday, September 8, 2012
Direct Repair Providers, Steering Laws and Car Insurance
Car insurance companies process about 25 million repair and replacement claims every year. So they’ve got a pretty good grip on which repair shops can be trusted to do good work at a good price. Most insurers these days enter into contractual agreements that designate trusted shops as Direct Repair Providers (DRPs). The insurer recommends its DRPs to its policyholders when they file a claim; the DRPs agree to comply with...
Fourth of July Safe Driving Tips
While most of us are celebrating our country’s independence, far too many people will be losing their mobility or their lives in needless traffic accidents. The Fourth of July holiday and the travel dayssurrounding it are consistently among the deadliest of year on our nation’s roads. Most days, traffic related deaths average 114 nationwide. On the Fourth of July that average spikes to 148. Hereare some tips to help...
What Drives the Cost of New Car Insurance?
Once upon a time, you could actually buy a brand new car for about what you'll pay these days for full insurance coverage for a new car. Inflation aside, what exactly drives the cost of insuring a new car? Unless you paid cash for your new car, you’re financing it and that means you don’t own it. The lender does and your car is collateral on that loan. If you bang up the collateral and can’t afford...
Predictive Modeling and Your Insurance Premiums
Predictive modeling is a analytic process that uses data mined from a variety of sources to create a statistical model of future behavior. Increasingly, it’s being used in the insurance industry to decide what to charge you for almost every kind of coverage from car insurance to life insurance, homeowners insurance and workers compensation. Its use is reported to be up by 10% across all lines of insurance except commercial...
Hail Damage and Car Insurance Claims
Along with picnics, vacations and reading long novels, summer also means devastating storms like those that recently ripped through Wyoming, Colorado and Oklahoma. The damage done by tornado-force winds gets plenty of press, but the hail stones that accompany these storms cause millions of dollars of property damage each year. Cars are among the hardest hit when big hail stones rain down. Here’s what you need to know to minimize...
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